Key Highlights of the Acquisition
- Indian B2B SaaS firm Perfios acquires Credit Nirvana to enhance its financial technology suite
- Deal size remains undisclosed
- Credit Nirvana manages $9B+ collection portfolio across 42M loan accounts
AI-Driven Debt Management Capabilities
Credit Nirvana's AI-powered platform automates debt collection lifecycle using:
- Predictive analytics for delinquency management
- Machine learning models for recovery optimization
- Automated workflows for legal recoveries
Strategic Integration Plans
The acquisition enables integration of Credit Nirvana's AI capabilities with Perfios' existing solutions for:
- Enhanced risk assessment models
- Automated underwriting processes
- Real-time portfolio monitoring
Leadership Perspectives
Sabyasachi Goswami, CEO of Perfios
"This strategic move accelerates our vision to deliver comprehensive AI-driven financial solutions across the credit lifecycle."
Raj MKK, Founder of Credit Nirvana
"Combining our AI-powered collection engine with Perfios' global distribution network creates market-leading capabilities in debt resolution."
Market Expansion Strategy
The acquisition supports Perfios' global growth in:
- Middle East/North Africa (MENA) markets
- Southeast Asia (SEA) financial ecosystems
- Indian banking/NBFC sectors
Industry Context
"Combining our AI-powered collection engine with Perfios' global distribution network creates market-leading capabilities in debt resolution."
